The Almighty Buck

Trump Names Cryptocurrencies for 'Digital Asset Stockpile' in Social Media Post (cnbc.com) 156

Despite a January announcement that America would explore the idea of a national digital asset stockpile, the exact cryptocurrecies weren't specified. Today on social media the president posted that it would include bitcoin, ether, XRP, Solana's SOL token and Cardano's ADA, reports CNBC — prompting a Sunday rally in cryptocurrencies trading. XRP surged 33% after the announcement while the token tied to Solana jumped 22%. Cardano's coin soared more than 60%. Bitcoin rose 10% to $94,425.29, after dipping to a three-month low under $80,000 on Friday. Ether, which has suffered some of the biggest losses in crypto year-to-date, gained 12%... This is the first time Trump has specified his support for a crypto "reserve" versus a "stockpile." While the former assumes actively buying crypto in regular installments, a stockpile would simply not sell any of the crypto currently held by the U.S. government.
"The total cryptocurrency market has risen about 10%," reports Reuters, "or more than $300 billion, in the hours since Trump's announcement, according to CoinGecko, a cryptocurrency data and analysis company."

"A U.S. Crypto Reserve will elevate this critical industry..." the president posted, promising to "make sure the U.S. is the Crypto Capital of the World," reports The Hill: His announcement comes just after the White House announced it would be welcoming cryptocurrency industry professionals on March 7 in a first-of-its-kind summit... It's unclear what exactly Trump's crypto reserve would look like, and while he previously dismissed crypto as a scam, he's embraced the industry throughout his most recent campaign.
Programming

Google Calls for Measurable Memory-Safety Standards for Software (googleblog.com) 44

Memory safety bugs are "eroding trust in technology and costing billions," argues a new post on Google's security blog — adding that "traditional approaches, like code auditing, fuzzing, and exploit mitigations — while helpful — haven't been enough to stem the tide."

So the blog post calls for a "common framework" for "defining specific, measurable criteria for achieving different levels of memory safety assurance." The hope is this gives policy makers "the technical foundation to craft effective policy initiatives and incentives promoting memory safety" leading to "a market in which vendors are incentivized to invest in memory safety." ("Customers will be empowered to recognize, demand, and reward safety.")

In January the same Google security researchers helped co-write an article noting there are now strong memory-safety "research technologies" that are sufficiently mature: memory-safe languages (including "safer language subsets like Safe Buffers for C++"), mathematically rigorous formal verification, software compartmentalization, and hardware and software protections. (With hardware protections including things like ARM's Memory Tagging Extension and the (Capability Hardware Enhanced RISC Instructions, or "CHERI", architecture.) Google's security researchers are now calling for "a blueprint for a memory-safe future" — though Importantly, the idea is "defining the desired outcomes rather than locking ourselves into specific technologies."

Their blog post this week again urges a practical/actionable framework that's commonly understood, but one that supports different approaches (and allowing tailoring to specific needs) while enabling objective assessment: At Google, we're not just advocating for standardization and a memory-safe future, we're actively working to build it. We are collaborating with industry and academic partners to develop potential standards, and our joint authorship of the recent CACM call-to-action marks an important first step in this process... This commitment is also reflected in our internal efforts. We are prioritizing memory-safe languages, and have already seen significant reductions in vulnerabilities by adopting languages like Rust in combination with existing, wide-spread usage of Java, Kotlin, and Go where performance constraints permit. We recognize that a complete transition to those languages will take time. That's why we're also investing in techniques to improve the safety of our existing C++ codebase by design, such as deploying hardened libc++.

This effort isn't about picking winners or dictating solutions. It's about creating a level playing field, empowering informed decision-making, and driving a virtuous cycle of security improvement... The journey towards memory safety requires a collective commitment to standardization. We need to build a future where memory safety is not an afterthought but a foundational principle, a future where the next generation inherits a digital world that is secure by design.

The security researchers' post calls for "a collective commitment" to eliminate memory-safety bugs, "anchored on secure-by-design practices..." One of the blog post's subheadings? "Let's build a memory-safe future together."

And they're urging changes "not just for ourselves but for the generations that follow."
Businesses

Benioff Says Salesforce Won't Hire Engineers This Year Due To AI (sfstandard.com) 37

Salesforce CEO Marc Benioff said his firm, San Francisco's largest private employer, does not plan to hire engineers this year because of the success of AI agents created and used by the company. From a report: "My message to CEOs right now is that we are the last generation to manage only humans," Benioff said Wednesday on Salesforce's earnings call, indicating that companies of the future will have hybrid human and digital workforces. Benioff added that Salesforce's mission is to become "the No. 1 digital labor provider, period" to other companies.
Television

Commercials Are Still Too Loud, Say 'Thousands' of Recent FCC Complaints (arstechnica.com) 39

An anonymous reader quotes a report from Ars Technica: Thousands" of complaints about the volume of TV commercials have flooded the Federal Communications Commission (FCC) in recent years. Despite the FCC requiring TV stations, cable operators, and satellite providers to ensure that commercials don't bring a sudden spike in decibels, complaints around loud commercials "took a troubling jump" in 2024, the government body said on Thursday.

Under The Commercial Advertisement Loudness Mitigation (CALM) Act, broadcast, cable, and satellite TV providers are required to ensure that commercials "have the same average volume as the programs they accompany," per the FCC. The FCC's rules about the volume of commercials took effect in December 2012. The law also requires linear TV providers to use the Advanced Television Systems Committee's (ATSC's) recommended practices. The practices include guidance around production, post production, metadata systems usage, and controlling dynamic range. If followed, the recommendations "result in consistency in loudness and avoidance of signal clipping," per the ATSC [PDF]. The guidance reads: "If all programs and commercials were produced at a consistent average loudness, and if the loudness of the mix is preserved through the production, distribution, and delivery chain, listeners would not be subjected to annoying changes in loudness within and between programs."

As spotted by PC Mag, the FCC claimed this week that The Calm Act initially reduced complaints about commercials aggressively blaring from TVs. However, the agency is seeing an uptick in grievances. The FCC said it received "approximately" 750 complaints in 2022, 825 in 2023, and "at least" 1,700 in 2024 [PDF]. Since The Calm Act regulates a commercial's average loudness, some advertisers may be skirting the spirit of the law by making commercials very loud at the start (to get viewers' attention) before quieting down for the rest of the ad. In response to growing complaints, the FCC is reexamining its rules and this week announced that it's seeking comment from "consumers and industry on the extent to which The CALM Act rules are effective." The FCC is also asking people to weigh in on what future actions the FCC, the TV industry, or standard developers could take.
The FCC is considering whether to extend the Calm Act to online streaming services, which are increasingly offering plans with ad-supported models and live event broadcasts.
Education

Surge in UK University Students Using AI To Complete Work 53

More than 90% of UK undergraduate students now use AI in their studies, up from two-thirds a year ago, according to a Higher Education Policy Institute survey released Wednesday. The poll of 1,041 full-time undergraduates found 88% used generative AI such as ChatGPT for assessments, compared with 53% in 2024, with science students more likely to use the technology than humanities peers. Half of students cited "saving time" and "improving work quality" as their primary motivations.

The proportion considering it acceptable to include AI-generated text after editing rose to 25% from 17% last year, while only 6% approved using AI content without editing. "Every assessment must be reviewed in case it can be completed easily using AI," said Josh Freeman, policy manager at Hepi. The report identified "persistent digital divides" in AI competency, with men and students from wealthier backgrounds more likely to be frequent users.
Cellphones

Denmark To Ban Mobile Phones In Schools and After-School Clubs (theguardian.com) 66

Denmark is set to ban mobile phones in schools and after-school clubs, following a government commission's recommendation that children under 13 should not have their own smartphones. The Guardian reports: The government said it would change existing legislation to force all folkeskole -- comprehensive primary and lower secondary schools -- to become phone-free, meaning that almost all children aged between seven and 16-17 will be required by law not to bring their phones into school. The announcement marks a U-turn by the government, which had previously refused to introduce such a law. It comes as governments across Europe are trying to impose tighter regulations on children's access to phones and social media.

The Danish wellbeing commission was set up by the prime minister, Mette Frederiksen, in 2023 to investigate growing dissatisfaction among children and young people. Its long-awaited report, published on Tuesday, raised the alarm over the digitisation of children and young people's lives and called for a better balance between digital and analogue life. Among its 35 recommendations was the need for government legislation banning phones from schools and after-school clubs.

The minister for children and education, Mattias Tesfaye, told Politiken: "There is a need to reclaim the school as an educational space, where there is room for reflection and where it is not an extension of the teenage bedroom." There will be scope for local authorities to make exceptions, including for children with special educational needs, but he said mobile phones and personal tablets "do not belong in school, neither during breaks nor during lessons." He said the government had started preparing a legislative amendment.

Businesses

Wyden Asks For Rules About Whether You Own Your Digital Purchases (theverge.com) 54

Sen. Ron Wyden (D-OR) has sent a letter to Federal Trade Commission (FTC) chair Andrew Ferguson urging the FTC to require that companies admit when you're not really buying an ebook or video game. From a report: Wyden's letter, shared with The Verge, requests guidance to "ensure that consumers who purchase or license digital goods can make informed decisions and understand what ownership rights they are obtaining."

Wyden wants the guidance to include how long a license lasts, what circumstances might expire or revoke the license, and if a consumer can transfer or resell the license. The letter also calls for the information "before and at the point of sale" in a way that's easily understandable. "To put it simply, prior to agreeing to any transaction, consumers should understand what they are paying for and what is guaranteed after the sale," Wyden says.

The Courts

Google's AI Previews Erode the Internet, Edtech Company Says In Lawsuit (reuters.com) 38

Chegg has filed a lawsuit against Google, accusing the tech giant of using AI-generated overviews to undermine publishers by reducing site traffic and eroding financial incentives for original content. Chegg claims this practice violates antitrust laws and threatens the integrity of the online information ecosystem. Reuters reports: This will eventually lead to a "hollowed-out information ecosystem of little use and unworthy of trust," the company said. The Santa Clara, California-based company has said Google's AI overviews have caused a drop in visitors and subscribers. Chegg was trading at around $1.63 on Monday, down more than 98% from its peak price in 2021.

The company announced it would lay off 21% of its staff in November. Nathan Schultz, CEO of Chegg, said on Monday that Google is profiting off the company's content for free. "Our lawsuit is about more than Chegg -- it's about the digital publishing industry, the future of internet search, and about students losing access to quality, step-by-step learning in favor of low-quality, unverified AI summaries," he said.

Publishers allow Google to crawl their websites to generate search results, which Google monetizes through advertising. In exchange, the publishers receive search traffic to their sites when users click on the results, Chegg said. But Google has started coercing publishers to let it use the information for AI overviews and other features that result in fewer site visitors, the company said. Chegg argued the conduct violates a law against conditioning the sale of one product on the customer selling or giving its supplier another product.

EU

Dutch Software Firm Bird To Leave Europe Due To Onerous Regulations (reuters.com) 33

An anonymous reader quotes a report from Reuters: Cloud communications software firm Bird, one of the Netherlands' most prominent tech startups, plans to move most of its operations out of Europe, its CEO said, citing restrictive regulations and difficulties hiring skilled technology workers. "We are mostly leaving Europe as it lacks the environment we need to innovate in an AI-first era of technology," CEO Robert Vis told Reuters on Monday. "We foresee that regulations in Europe will block true innovation in a global economy moving extremely fast to AI," he said in a text message response to Reuters queries.

Bird's operations in future will be mostly split between New York, Singapore and Dubai, he said. Vis first announced the move abroad in a LinkedIn post over the weekend. Bird, formerly known as Message Bird, was founded in Amsterdam in 2011. It is a competitor of U.S.-based Twilio in the market for helping companies manage their communications with consumers across digital mediums such as messaging, email and video apps. It says it has developed an AI-powered platform that automates and streamlines business operations across entire organizations including tech leaders.

AI

AI Reshapes Corporate Workforce as Companies Halt Traditional Hiring 119

Major corporations are reshaping their workforces around AI with Salesforce announcing it will not hire software engineers in 2025 and other companies laying off thousands while shifting focus to AI-specific roles. Duolingo has laid off thousands after implementing ChatGPT-4, UPS cut 4,000 jobs in its largest layoff in 116 years, and IBM paused hiring for back-office and HR positions that AI can now handle.

Amazon is redirecting staff from Alexa to AI areas, while Intuit is laying off 10% of its non-AI workforce. Cisco plans to cut 7% of employees in its second round of job cuts this year as it prioritizes AI and cybersecurity. Salesforce reports its AI platform is boosting software engineering productivity by 30%. SAP is restructuring 8,000 positions to focus on AI-driven business areas. The trend extends globally, with Microsoft relocating thousands during an "exodus" from China, while entry-level jobs on Wall Street are becoming obsolete.

A study found that 3 out of 10 companies replaced workers with AI last year, with over one-third of firms using AI likely to automate more roles in 2025. Job listings at large privately-held AI companies have dropped 14.2% over six months, JP Morgan wrote in a note seen by Slashdot. The transformation is creating new opportunities, with rising demand for AI skills in job postings. A survey of more than 1,200 users found nearly two-thirds of young professionals use AI tools at work, with 93% not worried about job threats, as business leaders view Generation Z's digital skills as beneficial for leveraging AI.
DRM

Amazon Is Killing the Ability to Download eBooks to Your Computer (pcmag.com) 72

"Amazon has long allowed you to download its ebooks to your computer," notes PCMag.com, "where they can serve as a backup or be transferred to other devices.

"However, that feature will end on February 26, 2025, along with the ability to transfer books from your computer to your Kindle via USB." If you attempt to download your ebooks right now, a message says: "Starting February 26, 2025, the 'Download & Transfer via USB' option will no longer be available. You can still send Kindle books to your Wi-Fi-enabled devices by selecting the 'Deliver or Remove from Device' option." After February 26, you will still be able to download Kindle books [onto your Kindle] from the Kindle Store via Wi-Fi, and you can also use the Send to Kindle page on Amazon to send a variety of files to your Kindle.

Should you want to transfer your titles from your Kindle to your computer while you still can, go to Amazon.com, sign in, and click Accounts & Lists > Content Library > Books. Navigate to the book you want to download and click More actions > Download & transfer via USB.

Tom's Guide shares their reaction: Most people probably won't notice this latest example of an Amazon service getting worse, but the feature has existed for over a decade and is useful for backing up your purchases or converting them to formats compatible with other non-Kindle e-Readers or devices. It's also useful for those times when you don't have access to Wi-Fi, and of course, there's peace of mind knowing you have copies of your books... All in all it is a reminder that you don't actually own many or most of your digital purchases, as what you are typically actually "buying" are licenses to use content that can be revoked at any time.

If you find this decision annoying and want to find alternatives, here are a few. To start, might we recommend the Libby app which lets you borrow ebooks from your local library. You can also borrow audiobooks... You can also try purchasing books from places like Google Books and Apple Books, both of which offer a number of ebooks. eBooks.com offers DRM free books and EPUB formats. For those looking for free ebooks there is always Project Gutenberg which has over 75,000 free books largely those in the public domain though there are some more recent titles as well.

Power

Lithium Batteries Reignited Tuesday at the Moss Landing Power Plant Fire Site (sfgate.com) 34

Remember that battery plant fire last month in Moss Landing, California? Tuesday night local firefighters "determined that a group of lithium batteries in an area that had previously burned during the January 16 fire had smoldered and reignited," reports SFGate.

Fire Chief Joel Mendoza said the flames burned at varying intensities throughout Tuesday night before the fire burned itself out at about 8 a.m. on Wednesday. Additional flare-ups at the site are expected due to weather exposure and damage to the remaining batteries. "Rekindling is very, very likely — almost a certainty," said EPA onsite coordinator Eric Sandusky, adding that rain and humidity can interact with the damaged batteries, leading to short circuits and reignition. To further reduce fire risk, Sandusky said the EPA is working with Vistra to begin "de-linking the batteries," a process that disconnects them to lower the risk of propagation and prevent a large-scale fire...
"Vistra said that since the January 16 fire, they have brought in a private fire crew that is on-site at all times to monitor the Moss 300 building," according to a local news site.

Fire Chief Joel Mendoza shared more details with the digital newspaper Lookout Santa Cruz. "We've been saying all along that batteries exposed to heat that didn't burn can ignite. We were hoping that it wouldn't happen, but it did."
AI

AI May Not Impact Tech-Sector Employment, Projects US Department of Labor (investopedia.com) 67

America's Labor Department includes the fact-finding Bureau of Labor Statistics — and they recently explained how AI impacts their projections for the next 10 years. Their conclusion, writes Investopedia, was that "tech workers might not have as much to worry about as one might think." Employment in the professional, scientific, and technical services sector is forecast to increase by 10.5% from 2023 to 2033, more than double the national average. According to the BLS, the impact AI will have on tech-sector employment is highly uncertain. For one, AI is adept at coding and related tasks. But at the same time, as digital systems become more advanced and essential to day-to-day life, more software developers, data managers, and the like are going to be needed to manage those systems. "Although it is always possible that AI-induced productivity improvements will outweigh continued labor demand, there is no clear evidence to support this conjecture," according to BLS researchers.
Their employment projections through 2033 predict the fastest-growing sector within the tech industry will be computer system design, while the fastest-growing occupation will be data scientist.

And they also project that from 2023 through 2033 AI will "primarily affect occupations whose core tasks can be most easily replicated by GenAI in its current form." So over those 10 years they project a 4.7% drop in employment of medical transcriptionists and a 5.0% drop in employment of customer service representatives. Other occupations also may see AI impacts, although not to the same extent. For instance, computer occupations may see productivity impacts from AI, but the need to implement and maintain AI infrastructure could in actuality boost demand for some occupations in this group.
They also project decreasing employment for paralegals, but with actual lawyers being "less affected."
Advertising

Will Consumer Data Collection Lead to Algorithm-Adjusted 'Surveillance Pricing'? (msn.com) 104

An anonymous reader shared this report from the Washington Post's "Tech Brief": Last fall, reports that Kroger was considering bringing facial recognition technology into its stores sparked outcry from lawmakers and customers. They worried personalized data could be used to charge different prices for different customers based on their shopping habits, financial circumstances or appearance. Kroger, the country's largest supermarket chain, had already been using digital price tags in its stores.

Kroger told lawmakers that it doesn't use facial recognition to help it set prices, a stance the company reiterated to the Tech Brief on Thursday. Still, the uproar helped to spark a push by consumer advocates who warn that the threat of invasive, personalized pricing schemes is real. Now, Democratic lawmakers in several states are working to ban so-called "surveillance pricing" — when businesses charge customers more or less for the same item based on their personal information.

Besides a bill in California, three more bill were introduced this month in Colorado, Georgia, and Illinois that also ban "surveillance wages," which the article defines as employers adjusting wages based on how much data an employee collects. "Both surveillance pricing and surveillance wages really disrupt fundamental ideals of fairness," University of California, Irvine law professor Veena Dubal tells the Washington Post.

Dubal is one of the consumer advocates behind a new report which notes information released last month by America's consumer-protecting FTC that "suggests that surveillance pricing tools are being actively developed and marketed across a range of industries, including consumer-facing businesses like 'grocery stores, apparel retailers, health and beauty retailers, home goods and furnishing stores, convenience stores, building and hardware stores, and general merchandise retailers such as department or discount stores." The consumer advocates (which include the Electronic Privacy Information Center) put it this way.

"Imagine walking into a grocery store and seeing a price for milk that's higher than what the next shopper pays because an algorithm calculated that you're willing to spend more..."
Windows

Glitches for Windows 11 Update Include Breaking File Explorer (zdnet.com) 57

Five days ago on Patch Tuesday, Microsoft released patch KB5051987 for Windows 11 version 24H2, writes the XDA Developers site.

But "As reported by Windows Latest and various communities like Reddit and Microsoft's help forum, many users have encountered a major issue..."

Some have reported that, in addition to File Explorer failing to launch, they're unable to open folders from the desktop, save Office files, or even download files. Clicking on a folder icon may display its subfolders, but the contents within remain inaccessible... Some users on Microsoft's help forum and Reddit have also reported that the KB5051987 patch fails to install entirely. The update gets stuck at a certain percentage for hours before eventually displaying an error code. While these are among the most widely reported issues, others have surfaced as well, including problems with Taskbar preview animations, the camera, and more.
"Microsoft keeps running into brick walls with the 2024 version of Windows 11," writes ZDNet. "Each new update designed to fix the outstanding bugs ends up introducing other problems..." Among the glitches resolved were ones that affected digital audio converters, USB audio drivers, USB cameras, and passkeys. The update also patched several security vulnerabilities, including some that were deemed critical....

Other glitches that may pop up include a stuttering mouse, an undetectable camera, .NET apps that cannot be installed inside the Windows Sandbox, and the Taskbar's new preview animation that does not work properly. You may also encounter other roadblocks. One person in the Windows Feedback Hub said that after installing the update, the battery life shows only 2.5 hours versus 6 hours previously. Another person found that the clipboard history no longer copies items from Microsoft Word...

Each annual Windows update can suffer from bugs, especially after being rolled out to millions of users. However, Windows 11 24H2 has been more problematic than usual. Since its official launch last October, the 2024 version has carried with it a host of known issues, many of which still haven't been resolved.

HP

HP Deliberately Adds 15 Minutes Waiting Time For Telephone Support Calls (theregister.com) 165

HP will impose a minimum 15-minute wait time for consumer PC and printer support calls in five European countries, seeking to push customers toward digital channels, according to internal documents seen by The Register. The policy, implemented February 18, affects retail customers in Britain, Ireland, France, Germany and Italy. The outlet added that it anticipates "more countries could be added."
EU

WhatsApp Faces Tougher EU Rules As Users Top 45 Million (msn.com) 38

Meta's WhatsApp messaging service has surpassed 45 million users, earning the designation of a "Very Large Online Platform" under the EU's Digital Services Act. Bloomberg reports: WhatsApp's open channels, which are feeds affiliated with news outlets or public figures that under the DSA are comparable to a social network, averaged about 46.8 million monthly average users in the second half of 2024, Meta said in a filing on Feb. 14 that hasn't previously been reported. [...] The DSA content moderation rulebook imposes stricter requirements on very large online platforms, defined as those whose EU-based monthly active users exceed 45 million. Users of WhatsApp's core messaging feature do not count toward the designation under the DSA.

The commission would still need to rule that WhatsApp should be included in the more regulated tier. Under the DSA, very large online platforms must carry out risk assessments on the spread of illegal or harmful content, and put in place a mitigation strategy. Fines under the DSA can reach as much as 6% of a company's annual global sales. The DSA requires platforms to disclose user numbers every six months. Messaging service Telegram also published an update this week, saying that monthly EU users of its public channels are "significantly fewer than 45 million."

Books

Google Play Books Purchases on iOS Now Skirt the App Store's Commission (techcrunch.com) 15

Google has gained permission to sell its e-books and audiobooks directly to customers through its iOS app, Google Play Books. From a report: While iOS apps today can offer access to content previously purchased elsewhere, like e-books bought via a website, developers have to request a specific exception to link their iOS app's users to the company's own website to make purchases. According to a brief post on Google's blog, users will now be able to click on a new "Get book" button in the Google Play Books iOS app which will take them to the Google Play website to complete their e-book or audiobook purchase.

From there, users will be able to see their recently opened book listings and complete a purchase using their Google Account and saved payment information. By processing the transaction on its own website, Google can avoid paying Apple a commission (generally 30%) on in-app purchases of digital content.

AI

27% of Job Listings For CFOs Now Mention AI (fortune.com) 20

A new report released by Cisco finds that 97% of CEOs surveyed are planning AI integration. Similarly, 92% of companies recently surveyed by McKinsey plan to invest more in generative AI over the next three years. Fortune: To that end, many companies are seeking tech-savvy finance talent, according to a new report by software company Datarails. The researchers analyzed 6,000 job listings within the CFO's office -- CFO, controller, financial planning and analysis (FP&A), and accountant -- advertised on job search websites including LinkedIn, Glassdoor, Indeed, Job2Careers, and ZipRecruiter.

Of the 1,000 job listings for CFOs in January 2025, 27% included AI in the job description. This compares to 8% mentions of AI in 1,000 CFO job listings at the same time last year. Take, for example, Peaks Healthcare Consulting which required a CFO candidate to "continuously learn and integrate AI to improve financial processes and decision making," Datarails notes in the report. Regarding FP&A professionals, in January 2025, 35% of analyst roles mentioned AI competency as a requirement, compared to 14% in January 2024, according to the report.

Technology

Chase Will Soon Block Zelle Payments To Sellers on Social Media (bleepingcomputer.com) 58

An anonymous reader shares a report: JPMorgan Chase Bank (Chase) will soon start blocking Zelle payments to social media contacts to combat a significant rise in online scams utilizing the service for fraud.

Zelle is a highly popular digital payments network that allows users to transfer money quickly and securely between bank accounts. It is also integrated into the mobile apps of many banks in the United States, allowing for almost instant transfers without requiring cash or checks but lacking one crucial feature: purchase protection.

Slashdot Top Deals